Central Valley Commonwealth
null | United States, 95363Client Reviews on Central Valley Commonwealth
- 4.0 / 5.0
5 Reviews
Feedback:
Beware of incorrect reportings to the credit bureau. They’ve done this to me three times now. I’ve now contacted them three times regarding this error. The first two times they’ve admitted the error was there’s-as my account has always been in good standing without any late payments. Yet, still every few weeks they report my account as delinquent, which dings your credit score by almost 100 points. Mind you, all of this is happening amidst COVID. I can’t imagine how they are treating people that are having issues paying their bills during this trying time. Would NOT recommend. Save yourself lots of trouble and credit ruin.
Feedback:
Banking with Commonwealth was something my mom has done forever, so when it was time for me to have a bank account, Commonwealth was the natural choice. What I like about them is the ability to access my accounts from anywhere, pretty much anytime. From my first savings account to my now multiple checking accounts, they have been able to accommodate me and my needs. Every once in a great while, they'll have a "system update" of sorts, reverting some of my account settings, but now I know to double check things here and again (Happened once in the 10 years I've been banking with them). Since they are a credit union, they are connected with other credit unions, making finding a fee-free ATM easy. Speaking of fees, there are no hidden fees - which is great. My first card ever charged me .50cents every single time I used it, it was so annoying. I haven't had to deal with that in a decade now. Banks make me wary and cautious over fine print and hidden charges, and I never feel like that at Commonwealth.
Feedback:
Both the Morgan Hill and Silver Creek locations are awesome. I've been with this CU for over 6 years. They helped me achieve great credit to get the best interest rates (which are already good) on loans I needed. Since I always paid loans and credit lines off on time and quickly, they had my back and released money I needed via equity and loans in a snap. They feel like my financial family. I don't know why anyone would use a commercial bank with this CU around.
Feedback:
Friendly staff that make banking understandable and simple. Their network of co-shared branches and surcharge free atms allow easy and convenient access to funds wherever. For example, I've come across a credit union once while passing through downtown San Jose, remembered it being a co-shared location, and was able to make a deposit without even looking for one. Even when I lived in Washington state around the Vancouver/Battleground area, the boonies in comparison, I was able to use the IQ Credit Unions which were the more common banks in the area in addition to a few others I had access to. Having looked into the offerings of other credit unions, I see no reason to switch and may stay a member for life — or at least the foreseeable future.
Feedback:
The following comment is intended for Commonwealth Central Credit Union looted in Morgan Hill, CA. Issues have occurred recently which need to be resolved. This is in the process now. Jasmine, Lexi, and Camilla these three employees have the same quality. A person to person approach to their patrons, of CommonWealth Central Credit Union, me. “A 10 for Very likely”. I will continual to recommend this establishment to my friends and colleague. Thank you.
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